Who we are

Thiqa Digital Finance is a leading Islamic fintech, founded in Uganda, and operated out of Uganda since 2019. Licensed by both the Uganda Microfinance Regulatory Authority (UMRA) and the Uganda Investment Authority, Thiqa specialises in Islamic and Shariah-Compliant financial solutions, powered by our proprietary technologies and platform, and we are proud of our proven track record in Uganda toward the financial empowerment of entrepreneurs, youth and the financially excluded.

thiqa
/ Arabic, meaning trust /

noun

1.firm belief in the reliability, truth, or ability of someone or something. "relations have to be built on trust"

Trust

Transparency

Partnership

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Innovative banking products for Africa. In Africa.

Let's design, build and scale your fair and ethical financial products. Thiqa specialises in Islamic and Shariah-Compliant financial solutions, powered by our proprietary technologies and platform, and we are proud of our proven track record in Uganda toward the financial empowerment of entrepreneurs, youth and the financially excluded.

Our Vision

We believe that all African citizens have the right to an equal shot at financial freedom and personal dignity. We therefore envision and strive to create an equitable Africa where the under-banked and unbanked all have access to the tools to thrive financially.

Our Mission

Thiqa’s mission is to design, develop, and distribute digital financial products that meet our clients where they are, and in the manner that speaks directly to them.

Our Approach

We create an equitable financial landscape by crafting revolutionary fintech solutions, powered by the Thiqa Platform, that take into account our clients’ levels of access to technology, access to basic infrastructure, and access to education.

Financial solutions for every African, by Africans; delivered digitally, transparently, and always in partnership. Crafting financial relationships driven by technology, always founded on trust.

"We bring digital Shariah-Compliant financial products to the people of Africa."

Our Team

A team of local and international professionals with a sound understanding of the African banking eco-system with its unique opportunities and challenges.

Danielle Lavan

Chief Executive Officer

Carli Walters

Business Manager

Sophia Kibirige

General Manager (Uganda)

Joerg Wunderlich

Chief Technology Officer

David Olal

Software Engineer

Vien Okoth

Software Engineer

Dan Awaza

Operations Manager

Salim Nyonyintono

Operations Manager

Our Platform

"The Thiqa platform is your solution for launching innovative, ethical and highly personalised products."

Built from the ground up to be Shariah-Compliant

Concept-to-market in record time

Outpace the market

Digital in a way that works for Africa (and Africans)

Lets help you build, launch and scale today!

Build, launch and scale innovative, ethical and highly personalised financial products in record time on the back of our platform. Benefit from our unparalleled market insights and our practical advice. Find out how!

Book a Demo Get in Touch

A platform driving innovative solutions

Let's design, build and scale your fair and ethical financial products.

Murabaha

Trade Finance

Ijarah

Asset Leasing, Ending with ownership

Wadiah & Qard

Current Account & Salary Advances

Platform Features

A digital banking and financial services platform empowering Islamic financial innovation, to bring solutions to market faster, drive down cost barriers and allow ecosystems to expand.

Turn-Key & Ready-To-Go

Our product workbench and administration portal provide a turn-key environment to launch financial products and manage clients and their financial services. Events, web-hooks and API services enable a tight integration with complimentary backend services.

Cloud-Native

A high-availability banking platform that is hyper-scaleable and built with state-of-the-art cloud first technology at its core.

Compliance Built-In

We understand Shariah-Compliance better than anyone. And our clients can rest assured that their financial products are Shariah-Compliant.

Purpose-built & Shariah-Compliant

A modern technology platform without legacy systems, code and infrastructure, built from the ground-up to be Shariah-Compliant.

Rapid Product Development

A flexible platform to launch Shariah-Compliant financial products to market at revolutionary pace

Embedded Finance

Embed your products and customer journeys in existing websites, mobile applications, kiosks or CRMs using iFrames and Widgets with just a few lines of code.

Modern & API-first

GraphQL APIs provide a hyper-flexible, type-safe query language. Only ask for the information you need, perform batch requests in a single transaction and seamlessly navigate through complex data structures.

Low-Code and No-Code

A configurable, modular, composable platform to launch products with little or no tech requirements.

Device agnostic & Truly Omni-channel

Onboard customers and administer products through various digital and traditional channels (web, mobile apps, chat bots, terminals, etc.)

Thiqa Digital Finance

Please also feel free to reach out to us on the contacts below or on our social media platforms if you need any clarification around Thiqa’s regulatory status or any aspect of our operations and business in Uganda. We look forward to your positive response for us to offer our services.

4th Floor, Old Africell Building
Clement Hill Road, Kampala

(256) 800-111487

(256) 776-833929

[email protected]

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Ask us everything and we would love to hear from you

Delivering financial freedom through digital innovation

Accelerating the development of fair and ethical finance in Africa